daily hospital cash plan
For many of us, a hospital stay, even with a medical aid, results in either loss of income and often, unforeseen expenses.
All persons covered/ or nominated beneficiary on the policy will get daily cash while hospitalised.
family tree advisory brings you
one premium. many benefits. great value
Besides a short, three month waiting period, our products gives you and your family, emergency medical evacuation. There are four plans to choose from, with premiums ranging between R140 and R311 per month, and benefits ranging in value from at least R240k and R590k. Benefits include:
funeral cover benefits
You immediate family gets funeral cover for amounts ranging R10 000 to R25 000. This benefit includes repatriation of mortal remains and assistance with airtime and other funeral related support.
You can also add extended family members or top up funeral cover at a low, additional premium
accidental death & travellers cover
The whole family gets cover in case of death caused by accident, including as a passenger in public transport.
The payout for this benefit is in addition to the funeral cover benefits.
income replacement due to disability
Where the principal insured suffers permanent and total disability, we will pay a cash benefit for a period of six months as an income replacement benefit.
This payout ranges between R2500 and R5000 per month for 6 months.
Optional income benefit
With this option, your family receives ongoing income or either R1,500 or R2,500 per month for 12 months following the death of the principal insured. This will enable your family to continue to cover living expenses when you are longer around to provide for them
group discount rates
Groups (e.g. Employers, Associations, Clubs, etc. ) that sign up for our product may qualify for group discounts on the premiums in certain conditions.
frequently asked questions
on waiting periods
How long are they?
No waiting period on accident related claims, provided the accident even occurred after the first premium was paid
3 month waiting period on funeral cover claims
9 Months on maternity related benefits
24 Months waiting period on pre-existing conditions & suicide related claims
who gets cover
under this policy?
Family, being a spouse, partner and up to 6 children
Extended family can be added to the funeral cover at an additional premium
Income replacement and grocery/ cash option only apply to principal insured
who gets cover
under this policy?
Family, being a spouse, partner and up to 6 children
Extended family can be added to the funeral cover at an additional premium
Income replacement and grocery/ cash option only apply to principal insured
groups cover
Is there special offers for them?
Group incentives can be considered for large groups
Where employers or clubs/ associations take up cover for their employees, and that cover is compulsory, special considerations can be made
We've Got You Covered
We are a young, innovative company that develops and markets innovative products that give families financial security and peach of mind, working with equally innovative partners.
Family Tree Advisory
Family Tree Services Group (Pty) Ltd, t/a Family Tree Advisory, a Juristic Representative of African Unity Life Ltd, a Licensed Insurer and Authorised Financial Services - FSP8447
Underwritten by African Unity Life Limited
African Unity LIfe in a licensed insurer and Authorised Financial Service Provider (FSP 8447)
